
Individual Insurance
Critical Illness
A lump sum when you need it most — so you can focus on recovery.
Why this cover
Protection that fits your life
Critical Illness cover pays a tax-free lump sum on diagnosis of a qualifying condition — cancer, heart attack, stroke, and others — so you can cover treatment costs, adapt your home, or simply take time off work to recover.
Who this is for
Individuals who want protection beyond life cover, especially those with a family history of critical conditions.

Cover details
What this cover includes
Lump sum paid on diagnosis, not on death
Covers a defined list of qualifying critical conditions
Optional premium waiver during illness
Can be combined with life cover for comprehensive protection
Benefits
Why our clients choose this cover
Financial freedom to focus entirely on recovery
Covers costs not reimbursed by medical aid
Supplements income lost during treatment
Peace of mind for you and your family